MGNREGA is widely dispersed flagship programme of Government of India. The issue of financial inclusion is emerging as the new paradigm of economic growth. The purpose is to study the impact of MGNREGA on financial inclusion of selected respondents and to assess the prevailing wage level of MGNREGA workers. The study is based both on primary and secondary data. Field survey is done to collect information from the respondents. The present study uses a structured questionnaire as a tool for data collection. The area covered is Majri and Dhakori Kalan village of Punjab located near Chandigarh. Convenience and Snowball sampling technique was used. 72 respondents were surveyed in Majri and Dhakori Kalan village. Statistical tools and techniques such as percentages, frequencies, and averages are calculated and t- test is applied for analyzing the data. MGNREGA is a relevant programme. It has been observed that wage rate doesn’t matter to the workers as they just want to get employment. MGNREGA has not been successful in providing stipulated 100 days employment to all the registered persons in village.
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