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The present study assessed the factors that have an impact on the capital adequacy ratio of Indian private banks for the period from 2014–15 to 2020–21. The study used the panel data method. Concerning the main variables, only FDI has positive and significant effect on CAR. GDP and inflation do not have any impact on the capital adequacy ratio. Policymakers and regulators, such as the Reserve Bank of India, should consider the impact of macro related variables on minimum capital requirement when developing CAR policies. The study’s findings suggest that policymakers focusing on bank related determinants of CAR should also take into account the influence of macroeconomic indicators.
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http://www.thegeekyalpha.com/2017/03/a-brief-histo- ry-of-basel-accords- basel.html https://en.wikipedia.org/wiki/Capital_adequacy_ratio
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