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Non-performing assets have adversely affected the profitability of all scheduled commercial banks of India. Almost all banks whether it is public sector bank, new private sector bank or old private sector bank in India, are affected with this death worthy disease. Government of India has enacted many legislatures to recover the dead amount of loan advanced by banks from time to time. However, SARFAESI act is major enactment that has been introduced in 2002. In this research paper, an attempt is made to analyze the status of non-performing assets in sector wise banks before and after enactment of SARFAESI Act 2002.
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